Real estate appraisal services for homeowners in the city of Henderson and Clark County
See the top reasons NV homeowners call on Bonnie Baughman:
Do you own a home in or near Henderson? Do you need help determining the price of your real estate?
We at Bonnie Baughman understand the unique needs of a consumer looking for appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Bonnie Baughman, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours. Need to remove PMI?A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you get rid of unneeded PMI insurance. Challenging a property tax assessmentIf you live in a local area that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Bonnie Baughman is your #1 weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Bonnie Baughman can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? Bonnie Baughman offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property. |